Terms of Service

1. Acceptance of Terms

By accessing Tuck at tuck.osintnet.uk (the "Platform"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Platform.

You must be at least 18 years of age to use this Platform. By using it, you represent that you are 18 or older.

2. What the Platform Is

Tuck is a free, public, educational financial intelligence platform. It aggregates and displays publicly available financial data, news, regulatory filings, and macroeconomic indicators for educational purposes.

The Platform is operated by VPDLNY (Vulnerable Persons Defense League of New York), a non-commercial collective. It is not affiliated with any brokerage, financial institution, or investment firm.

3. NOT Investment Advice — Critical Disclaimer

• Investment advice of any kind
• A recommendation to buy, sell, or hold any security, commodity, or financial instrument
• A solicitation to invest in any security
• Financial planning or wealth management guidance
• Tax advice
• Legal advice

"Tuck's Watchlist" is a curated list of securities the editorial team finds interesting to study and track. It is explicitly not a list of recommendations. The presence of any security on this list should not be interpreted as an endorsement or suggestion to invest.

All data displayed may be delayed, inaccurate, or incomplete. Market data is provided for informational purposes only. Always verify data with authoritative sources before making any financial decision.

Always consult a licensed financial advisor before making investment decisions.

4. No Registration Required

The Platform does not require you to create an account, provide personal information, or pay any fee. Access is entirely anonymous and free.

5. Data Accuracy

We make reasonable efforts to ensure data accuracy but make no warranty regarding:

• The accuracy, completeness, or timeliness of any market data, prices, or quotes
• The accuracy of congressional trading disclosures (which are self-reported to the SEC)
• The accuracy, completeness, or impartiality of news headlines aggregated from third-party RSS feeds
• The accuracy of macroeconomic data sourced from government APIs

Market data may be delayed by 15 minutes or more. Do not rely on this data for time-sensitive trading decisions.

6. Prohibited Uses

You agree not to use the Platform for:

• Any unlawful purpose, including market manipulation
• Automated mass scraping that degrades platform performance for other users
• Republishing our aggregated data as your own proprietary information
• Any commercial purpose without prior written permission from VPDLNY
• Attempting to compromise the security, integrity, or availability of the Platform

7. Intellectual Property

The Platform's source code is open source (MIT License). The data displayed is sourced from public sources and is not owned by us. Original editorial content, VPDLNY branding, and platform design are owned by VPDLNY.

8. Congressional Trading Data

Congressional stock trade data is sourced from public disclosures required by the STOCK Act (2012). We display this data as a matter of public record and transparency. We make no allegations of impropriety regarding any named individual. This data is self-reported by members of Congress and may be incomplete, inaccurate, or delayed under the law's disclosure windows.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

• The Platform is provided "AS IS" without warranty of any kind.
• VPDLNY and its contributors shall not be liable for any financial loss, investment decision, or damages of any kind resulting from use of this Platform.
• Our total liability to you for any claim shall not exceed $0 (the amount you paid to use the Platform).

10. Indemnification

You agree to indemnify and hold harmless VPDLNY, its founders, contributors, and operators from any claim, loss, or expense arising from your use of the Platform in violation of these Terms.

11. Termination

We reserve the right to restrict or terminate access to the Platform at any time for any reason, including violations of these Terms.

12. Governing Law

These Terms are governed by the laws of the State of New York, United States of America, without regard to conflict of law principles. Any disputes shall be resolved in the courts of New York County, New York.

13. Changes to These Terms

We may update these Terms at any time. The "Last updated" date above will reflect changes. Continued use of the Platform after changes constitutes acceptance.